Loans
Agricultural Loan
Recognising the importance of the agricultural sector in the development of the nation, we have created an framework to meet the credit requirements of the sector. Agricultural lending forms an integral part of the priority sector lending of the Bank. Bank offers loan facilities for sectors like plantation, horticulture, land development, irrigation, farm mechanisation, construction of rural godowns, cold storages and poly house/ greenhouse, precision farming, floriculture, animal husbandry, poultry, fishery among others.
Business Loan
Fastest and most hassle-free business loan provider to meet urgent financial needs of your growing business. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business. We help you transform your business vision a reality without any challenges.
Mortgage Loan
Overseas education, a grand wedding, growing business needs, or unforeseen medical expenses – no matter what your need may be, finance them easily with a Mortgage Loan. Mortgage Loans customised to the needs of salaried and self-employed individuals. Mortgage loans are generally taken to purchase property like home, land etc., This is a secured loan, which means the lender can forfeit your property if you fail to repay the loan. Borrower needs to repay the loan as well as the interest amount on the loan within particular period of time. This is also known as liens against property or claims on property. A mortgage loan involves the following components - principal, interest, tax and insurance.
Home Loan
Get closer to your dream home by choosing from amongst our home loan plans tailored to suit your requirements. We offer among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans. With quick processing and attractive interest rates, home loans are hassle-free and customer-friendly. Provides you a bouquet of customised home loan plans to choose from, for a seamless and pleasurable home-buying experience. We offer an easy-to-apply home loan with attractive interest rates, to turn your dream into reality. Our housing loan facilities are available for a range of needs such as purchase a home, renovation or expansion of your existing home or purchase a plot of land and build a home.
Building Loan
A building loan is a short-term loan used to finance the building of a home or another real estate project. The builder or home buyer takes out a construction loan to cover the costs of the project before obtaining long-term funding. Because they are considered fairly risky, construction loans usually have higher interest rates than traditional mortgage loans. The borrower might only be required to make interest payments on a construction loan while the project is still underway. Due to prompt completion, our offered service is extremely admired in the market. Our service meets on client's demand. Moreover, we render this service as per patron's demand.
Purchase Loan
Have the flexibility to build the house of your dreams, have your own space to build around in any way you like with our plot loan. Many Indians dream to have a plot of land to call their own, and this dream can now come true. Our loan for land purchase is available at attractive land loan interest rates.We also provide tenure according to your needs and requirements. So, you can explore options of long and short tenure. We believe in transparency. To ensure a great housing loan experience for our customers, there will never be any hidden charges.
ODI Loan
An outward direct investment (ODI) is a business strategy in which a domestic firm expands its operations to a foreign country. Sectors in which ODIs are allowed with prior RBI approval are Real Estate Business (Important to note the definition of Real Estate Business) and Banking Business. Contribution to external trade and other benefits which will accrue to India through such investment. Financial position and business track record of the Indian party and the foreign entity Expertise and experience of the Indian party in the same or related line of activity outside India.